Cost of Ceramic Implants

How Much Do Ceramic Implants Cost?

And Why Is It So Hard To Find Pricing?

If you, like many others, are frustrated with being unable to find the exact cost for dental implant procedures, you have come to the right place! The lack of specific pricing information is enough to want to rip your hair out. So, why is it so hard to find specific pricing for dental implant procedures? Are they hiding something? Are we getting ripped off?

Well, the main problem with pricing for dental implant procedures is that it varies so much based on…YOU! That’s right! You are the reason that pricing is so difficult to nail down. There are many of YOU out there and each of you have very different dental situations going on inside of each of your mouths. Every situation will require different treatment and therefore will carry a different price tag.

Payment plans for any budget

Did you know that your doctor may be able to offer you flexible, affordable monthly payment plans to cover the cost of your implant treatment? A monthly payment plan is an arrangement between you and your doctor to spread the cost of your dental implant treatment over a specified period of time. Find an implant expert near you and call them today to learn more!

Ceramic implants cost testimonial 1

James


Pays

$150/mo

For 48 Months

Ceramic implants cost testimonial 2

Carol


Pays

$175/mo

For 36 Months

Ceramic implants cost testimonial 3

Olivia


Pays

$200/mo

For 24 Months

Find An Implant Dentist

Not interested in a payment plan?

Check out these five different ways to pay for ceramic implants.

Tax-free Dollars

What is an FSA?

A flexible savings account, or FSA, is a like a personal savings account that can be used to pay for certain medical and dental procedures including dental implants. Your FSA is offered through your employer, and you pay money into the account throughout the year, usually through a deduction from your paycheck. You may set aside up to $2,600 annually. Not all employers offer an FSA.

What is an HSA?

A health savings account, or HSA, is a special savings account that only employees with a high-deductible health insurance plan are eligible for. You put money into the account and can use it to cover certain medical and dental procedures including dental implants. You may set aside up to $3,400 for an individual or $6,750 for a family annually. You must meet several IRS requirements in order to be eligible to open an HAS. Click here to see what those IRS eligibility requirements are.

The advantage of an FSA or HSA is that you don’t pay taxes on the money you put in an FSA or HSA because the funds are deposited into the account on a pre-tax basis.

Home Equity Loan and Home Equity Line of Credit

  • Both the Home Equity Loan and the Home Equity Line of Credit are common financing tools for medical and dental procedures. With both, you’ll use the equity in your house as collateral for the loan.
  • Calculate your home equity: Take the appraised value of your home and subtract any liens (i.e. your mortgage).
  • Let’s say your mortgage is your only lien and your home is worth $300,000. If you still owe $200,000 on your mortgage, then your home equity is $100,000.
  • With a home equity loan, you’ll receive a lump sum and you’ll usually have a monthly payment that will include what you owe plus interest. The interest rate is generally fixed, meaning it’ll be agreed upon beforehand and won’t change.
  • With a home equity line of credit, you’ll receive a line of credit that you can draw from over a specified period of time, usually 5-10 years. Most have variable interest rates, but you’ll only owe interest on the money you actually use.
  • Both tend to have good interest rates because you’re using your house as collateral after all… And they’re both great tools to get the cash you need!

Cash-Out Refinance

  • A cash-out refinance is an option you can use if the equity you’ve built in your home still isn’t quite getting you there.
  • Let’s say you your house is worth $200,000. You still owe $170,000 on the mortgage (meaning you’ve built up equity of $30,000). You still need some extra…let’s say $20,000. You could get a cash out refinance, your new loan would be $190,000 and you would get the $20,000 in cash.
  • You need pretty good credit for this one and interest rates may be a little higher.

Reverse Mortgage

  • If you’re 62 or older and own your home, this one looks seriously attractive.
  • A reverse mortgage allows you to convert your home equity into cash with no monthly mortgage payments. In fact, you won’t owe anything on the loan at all as long as you’re living in your home.
  • You're actually using your equity as collateral and the loan generally isn’t repaid until 6 months after the last surviving homeowner moves out or passes away.
  • There’s no credit check, so it really allows people who have been turned down for loans in the past (because of less than perfect credit) to finally be able to take out a loan!

Loan Against Your Insurance Policy

  • If you have whole (or permanent) life insurance, borrowing against your policy is a fantastic option.
  • Any amount that you pay toward your policy that exceeds your death benefit goes to your insurance company to invest. Once they’ve invested for a period of time, some cash is made and THAT’S the cash you’ll be borrowing.
  • Since you’re more or less borrowing from yourself, there’s no credit check or approval process and the funds you use are tax free. And while you’ll still owe the money at some point, there’s usually no mandatory monthly payment and interest rates tend to be very low.

Dental Implants Cost Less Over Time

The cost of any dental procedure will vary based on your location, materials used and your specific dental needs. No matter the price, one thing is very clear: the lifetime cost of a dental implant is almost always drastically less than a dental bridge.

The average cost of a 3-unit dental bridge is around $3,300 and lasts 7-10 years before needing to be replaced. Compare that to a dental implant, which is slightly more initially at $4,263 on average, but can last a lifetime.[14]

Over the next 30 years, a bridge may need to be replaced 3 or more times. Choosing a traditional 3-unit bridge over a dental implant could cost you three times as much as a dental implant. Investing slightly more for a dental implant up-front could save you thousands of dollars in the long run.[14]

Ceramic implants cost chart

Smile With Satisfaction

Satisfaction ratings from real patients with dental implants to replace a front tooth.[15]

99%

Overall satisfaction with implant

97%

Would recommend to a friend

98%

Appearance of implant when smiling

96%

Ability to chew different foods

Find A Ceramic Implant Expert

Your Z-SYSTEMS Doctor

Z-SYSTEMS Ceramic Dental Implants Certified Provider
Ceramic Dental Implant Dentist

Ceramic Implant Dentist

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